First Federal was exploring sites for a branch bank in 2003, and asked M+W regarding the possibilities and a corner site owned by the Burroughs and Chapin Company.  While creating a preliminary plan for the bank, B&C requested that M+W expand the concept into a small retail center to be part of its overall Grande Dunes Development.  Thus, the overall concept became one of a Mediterranean Style plaza, with several buildings surrounding an outdoor courtyard.  This way, individual shops could be constructed as tenants could be found.